The Ultimate Pocket Guide to Credit Report Issues 1. Adding a note to a credit report One of the protections for consumers enshrined in the Fair Credit Reporting Act is the right to add a note to a negative item that’s in your credit report. This right can be exercised but you need to do…
Connecticut Debtor Rights Attorney Discusses Several Common Credit Report Errors As an experienced Connecticut Debtor Rights Attorney, I am often asked how clients can catch for errors on their credit report. There are a several common errors in a credit report that you you need to look out for when reviewing your credit report. Some…
CT Credit Card Debt Lawyer Discusses Your Right to an Accurate Credit Report As an experienced CT Credit Card Debt Lawyer, clients often ask me about errors on their credit report. I advise my clients that they have a right to an accurate credit report. The accuracy of your credit report is critical since it…
Connecticut Debt Relief Lawyer Discusses Preventing Identity Theft with a Credit Report One of the key reasons to review your credit report each year is it’s a powerful tool for preventing identity theft. One of the ways in which fraudsters try to steal your identity and use it to borrow money is they create a…
Connecticut Debt Relief Lawyer Discusses the Importance of Using a Credit Report As an experienced Connecticut Debt Relief Lawyer, I am often asked by clients of the importance of a credit report. A credit report contains information relevant to your past loans, your residence and your past payment history. There are three credit reporting agencies:…
Hartford Credit Card Debt Attorney Discusses Reasonable procedures by the FCRA I am often asked as a Hartford Credit Card Debt Attorney about reasonable procedures by the FCRA. One of the key provisions of the Fair Credit Reporting Act is a requirement that the credit reporting agencies maintain an accurate and complete credit report regarding…
Middlesex County Debt Relief Lawyer Discusses How You Can Obtain a Copy of Your Credit Report One of the questions that I ask my clients as a Middlesex County Debt Relief Lawyer when I first meet with them is: when was the last time you’ve reviewed your credit report? Consumers are entitled to a free…
What Kind of Items Can Negatively Impact My Credit Score? As a Hartford County, Connecticut Consumer Credit Attorney, Clients ask me: what are the typical negative items that can impact my credit score? Well, there’s the obvious ones like bankruptcy or lawsuits being filed by your creditors against you. However, there are also some less…
How Can I Dispute an Inaccurate Credit Report Item? As an experienced Hartford County Consumer Credit Lawyer, I’m often asked how to dispute an inaccurate credit report item. Consumers have the right to dispute an item on their credit report under the Fair Credit Reporting Act. The way to do this is to file a…
What are Some Common Credit Report Errors? There are a number of common errors in a credit report that you should look out for when you review your credit report. Some of these include a misspelling of your name or wrong address, the same name but a different person, debts of your ex-spouse’s, debts that…