A Connecticut debtor rights attorney can help you navigate your way through your financial troubles and get you credit history straightened out. Read on to learn more about how the professionals at Eric Lindh Foster Law, LLC can help, and get in touch with our office for a free consultation.
Your Credit Is A Doorway To A Better Future
In case you haven’t realized this already, your credit score is absolutely essential to a more stable financial future. Applying for loans, housing, jobs… it’s all possible with a good credit score – and difficult to achieve without one.
Unfortunately, a low credit score bars you from many financial milestones. If you’re unsure about your credit, or you’d like some way to salvage your credit score, there’s way to find out where you stand. A Connecticut debtor rights attorney from our office can help you fight to clear your name, but it’s important to know whether your credit has been incorrectly downgraded in the first place.
Understanding The Fair Credit Reporting Act
Under the Fair Credit Reporting Act, you have a right to view your credit score. This is helpful: knowing your credit score means knowing whether you can get that loan or house you’ve been looking for. But the Fair Credit Reporting Act also grants you the right to dispute any incorrect information about your credit as well.
A credit reporting agency shouldn’t provide incorrect information about your credit score, but it does happen. Unfortunately, if incorrect credit information is presented to potential creditors, they may refuse to hear you out. It’s all the more reason to lawyer up.
What Are Some Examples Of Incorrect Credit Information?
There are rules about what a credit reporting agency can and can’t mention. For example, anything older than 7 years is considered outdated information, and a credit reporting agency isn’t supposed to report on it. Additionally, if you were a victim of identity theft, your credit information should be kept under wraps until your case is all sorted out.
If a credit reporting agency provides incorrect credit information, it may mean losing out on loans, housing, and even job opportunities. Fortunately, the right lawyer can help you dispute the contents of your credit report.
Get In Touch Today
We understand that your credit can make or break your financial future. We also understand that your credit information should be presented accurately, truthfully, and with up-to-date data.
A lawyer can help you battle against incorrect credit information, and can even help you pursue compensation for any financial damages that may have occurred thanks to an inaccurate credit statement. You shouldn’t have to suffer because of a credit report, and you shouldn’t let yourself be backed into a corner with some predatory lenders just because your credit score wasn’t up-to-date.
Get in touch with Eric Lindh Foster Law, LLC for a free consultation, and see what a professional Connecticut debtor rights attorney from our office can do for you.
- The Stages of Debt Collection
- The Federal Debt Collection Act
- Failing to Pay a Debt
- How to Stop Harassing Debt Collection Calls
- Receiving Multiple Harassing Collection Calls Per Day
- How to File a Complaint on a Debt Collector
- The Punishments for Law Breaking Debt Collectors
- Settling a Debt for Less Than You Owe
- Obtaining a Copy of Your Credit Report
- Items that Can Negatively Impact Your Credit Score
- How to Dispute an Inaccurate Item on a Credit Report