When they’re in need of protection by an experienced Fair Debt Collection Practices Act Violations (FDCPA) Lawyer in Connecticut, many consumers and small business owners in Connecticut have turned to Eric Lindh Foster Law, LLC. We provide quality legal services that are affordable.
How We Protect Our Clients
The FDCPA is a federal law that regulates how debt collectors are legally allowed to pursue compensation from consumers and businesses that owe money. Though the process is federally regulated, it affects anyone living in CT who is behind on their payments to a debt collector. If they are violating the Act by doing any of the following, give us a call and learn how we can help you.
- A debt collector can’t contact you repeatedly or during late night or early mornings. Generally, they are only allowed to call you between 8AM and 9PM your time. It does not matter what time zone they are in; they must abide by your time zone in Connecticut.
- A debt collector must identify themselves as a debt collector when communicating with you.
- A debt collector can’t call you while you are at work if it violates your company employee policy in any way.
- A debt collector is not permitted to use vulgar terms or profanity while speaking with you.
- A debt collector can’t take violent actions against you, or threaten to do do.
- A debt collector can’t claim that your debt is more than it actually is.
- A debt collector can’t claim that they are a lawyer if they are not actually lawyer, nor can they provide you with legal advice.
- A debt collector can’t claim that you will go to jail or that your property will be taken away from you.
- A debt collector can’t submit paperwork or digital documents to you that appears to be a legal document.
- A debt collector can’t add charges, fees, or interest that is not valid and authorized.
- A debt collector can’t contact anyone other than a credit reporting bureau, the creditor, or your lawyer who you’ve hired for protection against debt collectors. The exception is when they contact a third party specifically to determine your current location in Conn. If you have written the collector with the order to stop contacting you, they have the right to contact co-debtor(s) and spouse.
Contact Us for Debt Collection Protection from Creditors
If you reside in Connecticut, or your business is located in this state and you are in need of protection from credit collector harassment, contact us without delay. As your legal representative, Eric Lindh Foster Law, LLC will advise you of your rights and protect them regardless of how many creditors may be pursuing compensation from you. We vigorously protect our clients from overreaching creditors who violate the FDCPA or other laws. Call us today for a free consultation to learn more about how we can help you during this stressful time.