Repo Lawyer Connecticut
Have you fallen behind on your payments and are concerned about your car being repossessed? If so, you’re not alone – the number of people facing repossession has been steadily increasing in recent years, meaning more and more people are finding themselves in similar situations to yours. Fortunately, there are resources available to help Connecticut residents like you get back on track, including the services of an experienced repo lawyer Connecticut from Eric Lindh Foster Law, LLC that you can trust to handle your case professionally and efficiently.
What is a Repo?
The term repossession is a legal one that’s used to describe when a lender, or your creditor, has taken back something of yours that it still technically owns. For example, if you don’t make your car payments on time, your creditor can take steps to repossess your vehicle. In cases like these (and others), you might have already missed payments and be in default; either way, a repo is likely coming down the pike. Repossession can happen with any asset you buy on credit (such as furniture and home appliances) but it’s most common with cars and trucks. If they’re not paid off by the time set in their contracts, lenders will automatically send repo agents after them.
The Different Types of Repossessions
Repossession laws are determined by each state, but in general there are two types of repossessions: judicial and non-judicial. Judicial repossessions require a court hearing and often require you to produce documents proving that you own and possess your car or home. Non-judicial repossessions can be quicker, but don’t offer as many legal protections. Your lender might call a non-judicial repossession if you fail to make payments for a long period of time — say, six months or more — and you haven’t shown any sign of improving your financial situation. In these cases, lenders use their own in-house officers to perform non-judicial repossessions. These are sometimes called self-help repossessions, because the lender doesn’t need a law enforcement officer to take back the property. These sorts of repossessions will often take place at night when no one is around or even at work. In some cases, they may happen while you’re out shopping! The process is also typically less disruptive than a normal repo with an officer serving papers on your door step; they just show up and tow the vehicle away. If you are dealing with any type of repo, contact a repo lawyer in Connecticut today.
Working with a Repo Attorney
There are numerous reasons why you might need a repo attorney. Eric Lindh Foster Law, LLC will work with you to ensure that your possessions are returned to you in a timely manner while protecting your interests in court. Our repo lawyers in Connecticut have extensive experience with repossession laws and they have been able to recover assets for their clients. They know how important it is for the process to be handled carefully and the company is committed to providing outstanding customer service as well as excellent legal representation for each case.
Contact a repo lawyer at our firm today for help with your case.