Connecticut Debtor Rights Lawyer – How long do negative items stay on my credit report?
Connecticut Debtor Rights Lawyer Eric Foster knows that negative items that appear on your credit report can obviously impact your credit score. As a Connecticut Debtors Right Attorney Foster is often asked, “How long do these items stay on my credit report?”
Connecticut Debtor Rights Lawyer Foster will tell you that it is typically seven years from the last date upon which you made a payment on a defaulted credit card or other loan. It is also seven years otherwise from the date of which a judgement was later obtained on that defaulted loan. Likewise if that loan is written off, it can be seven years from the date upon which that loan was written off. Finally, in the case of a bankruptcy, that stays on your report for ten years but criminal convictions only stay on your report for seven years.