Debtor Rights Attorney

Debtor Rights AttorneyAs a Connecticut Debtor Rights Attorney, Eric Lindh Foster is keenly focused on educating and vigorously defending consumer borrowers. Our Connecticut Debtor Rights Attorney, Eric Lindh Foster, helps families that are behind or in default on their credit cards or those being harassed by collectors in connection with old student loans, car loans, and previously repossessed cars or their mortgage in Connecticut.

Do you get embarrassing and unwanted calls at work in connection with credit card debts that they claim you owe? Connecticut Debtor Rights Attorney Eric Lindh Foster can help.

Have your parents, children, neighbors, or relatives ever received an inappropriate call from collectors about your debts or attempting to locate you? Get help from our Experienced Connecticut Debtor Rights Attorney today.

Do you or your relatives ever receive calls on your cellphones connected with an alleged debt or as part of a solicitation from someone you do not know? Connecticut Debtor Rights Attorney Foster can help you.

Connecticut Debtor Rights Attorney Eric Lindh Foster specializes in stopping harassing, constant and inconvenient phone calls and collection letters.

Eric Lindh Foster is an experienced Connecticut Debtor Rights Attorney. He knows how to help you exercise your rights, preventing creditors or their agents, as well as other parties from making unsolicited communications to you at home, at work, or on your cellphone.

Connecticut Debtor Rights Attorney Lindh Foster can help you turn the tables on your creditors and any collection agents they have hired! We have successfully recovered money damages from manufacturers, lenders, distributors, and debt collectors for violating consumers’ rights. Eric Lindh Foster has helped recover damages from debt collectors and other firms for:

  • Harassing and unauthorized phone calls to try and collect on an alleged credit card debt
  • Violating a consumer debtor right to privacy
  • Failing to comply with their obligations under Federal law (the Fair Debt Collection Practices Act and Truth in Lending Act)

Our Connecticut Debtor Rights Attorney sues collection companies and banks that:

  • Make unauthorized charges on your credit card or unauthorized withdraws from your bank account;
  • Call your cell phone or leave pre-recorded messages without prior consent by you to receive such calls; and
  • Call your office or your relatives without your consent or prior approval.

Our Connecticut Debtor Rights Attorney starts by educating all of his clients regarding their legal rights as borrowers, including discussing bankruptcy and other approaches to reducing or eliminating their debts. The Firm is also a debt relief agency. Attorney Foster helps people file for relief under the U.S. Bankruptcy Code.

Debtor Rights Attorney

Connecticut Debtor Rights Attorney

It can be challenging to reach the realization that you are financially in over your head. Our debtor rights attorney has seen firsthand the challenges faced by debtors contending with mounting debts that they are having a difficult time paying. Constant calls from creditors due to non-payment may be just one stressor you are contending with. However, it’s essential to be aware that under The Fair Debt Collection Practices Act (FDCPA), debtors do have rights, and they should be protected, as you have a right to fair treatment. Lindh Foster, LLC has been assisting Connecticut residents by taking the necessary steps to protect their rights after they have been violated. We can not only help take action; we can also assist with other essential decisions that may need to be made for those looking for financial relief. We will work closely with clients by reviewing their specific situation and advising them on the proper approach for resolving their financial woes. 

The Fair Debt Collection Practices Act (FDCPA)

The Fair Debt Collection Practices Act is a federal law outlining the actions debt collectors can take to settle outstanding debts. This law governs and provides limitations on how collection agencies can attempt to collect debts from debtors. This act explicitly discusses the frequency for calls, when calls to collect debts can be made, and how calls can be made. While collections agencies’ calls can be constant, there are still certain limitations to what they can do to collect a debt. A debtor rights attorney shares that the following restrictions are in place and must be followed by collections agencies: 

  • Refrain from contacting debtors before 8 AM or after 9 PM
  • While a debt collector can contact places of employment, family, or friends to gain contact information for the debtor, they cannot disclose information about your debts or financial situation
  •  If a debtor rights attorney is representing you, they must contact them instead of you
  • Refrain from harassing, making threats, or using abusive language
  • If you inform the debt collector that you are not able to receive calls at your place of employment, they should refrain from contacting you there
  • Collections agency contacting you to settle a debt must disclose specific information such as the name of the creditor, the amount of debt owed, and inform you that the debt can be disputed

If you have experienced any of the above, your rights may have been violated, and you have a right to take action with a legal professional in Connecticut. You may be able to take legal action against them that may result in compensation for the damages you have suffered. You can initiate the process by contacting a law firm and filing a complaint with the Consumer Financial Protection Bureau (CFPB).  

 

Our Firm Aims to Help Protect Your Rights

Lindh Foster, LLC is dedicated to helping our Connecticut clients by protecting their rights and helping to put an end to constant calls from creditors. By scheduling an appointment with our firm, you will be able to discuss the specifics of your case, have it reviewed by a professional, and receive recommendations from an experienced professional. Start today by contacting or debtor rights attorney.